What the Bible Says About Debt Component two

Generally speaking, getting letters and phone calls every other day or more frequently could definitely be classed as harassment, especially if they are threatening. If it gets to the point where you're too scared to answer the phone, the chances are your creditor is harassing you.

If you ask your creditor not to call at those times and they still persist in doing so, this is also harassment. If the phone calls or letters threaten legal action, or state that legal action has been taken when it hasn't, this is harassment too.

A creditor or collection agency legally has to accept any reasonable offer of payment made by you.

So what do you do if you think you are being harassed by a creditor? If at any point a creditor or bailiff acting on their behalf becomes aggressive, violent and/or threatening, contact the police.

Are You Harassed by Debt?

The first step to debt elimination is to have a right perspective about debt... it's never good. Are you starting to get the point that God wants us to understand about debt? The God of the universe is very generous giver. God says there is no "good debt". God says we should "owe no man". God says we should help other people out and when we lend them money we should charge no interest.